Transfer on Death Designation

A beneficiary designation for property that allows for the automatic transfer of the property to a named individual upon the owner’s death without the need for probate. This designation can allow an individual to make assets available immediately to a beneficiary who may depend upon prompt receipt of those assets. It also avoids the cost and inconvenience of going through probate proceedings. A transfer on death designation may also be referred to as a payable on death designation.

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Reference: Transfer on Death Designation